Risk management involves identifying, assessing and controlling threats to an organisation’s capital and earnings. The risks may be due to a range of reasons. For any business owner who…
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Financial risk management includes a range of activities directed at ensuring that an individual or organisation prevents financial ruin or damage. By taking preventative measures or by managing damage that may already…
Choosing a loan is something that should be done by taking the time to consider a number of factors. For Ruben, who is keen on applying for a personal…
Managing financial risk is possible, as long as there are certain steps that are taken. These steps vary in nature but they can offer a simple solution for individuals. …
Having the option of qualifying for a loan is ideal, but even more vital is ensuring that you choose the right loan. By doing this you can avoid having to deal with unnecessary…
Sometimes as people we can become so busy with life and keeping up with all of its changes that we may neglect to take care of our…
A credit score summarises all the details contained in your credit report. It is a numerical value between 300 and 850 and is an indicator of risk level. How your credit score…
A country’s central bank sets interest rates. In South Africa (SA), Interest rates are determined by the South African Reserve Bank (SARB). Although the decision to raise interest rates isn’t…
Interest rates affect many parts of our financial lives to getting that home, car or personal loan to even saving. All these things work on interest…
Ratios are tools that can be used to assess financial conditions. They may also be best for making comparisons of companies within an industry. The use of ratios…