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Finance Tips Raising_the_bar_Common_CSI_mistakes
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What is CSI?  Corporate Social Investment (CSI) is designed to uplift communities. A sub-component of corporate social responsibility, CSI is about using company resources for development. Projects undertaken are not created for increasing profits. Instead, they are about improving the company’s credibility with…

finance Raising_the_bar_The_importance_of_liquidity_in_the_financial_system
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Liquidity measures the ease of converting assets into cash. While stocks and bonds are relatively easy to liquidate, cash is the most liquid asset.  Most liquid assets held by banks are in the form of cash deposits. This is determined by supply and…

finance Raising_the_bar_The_ratios_for_understanding_bank_rating_and_creditworthiness
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As a business owner, the need to understand bank rating and creditworthiness can’t be underestimated. Banking institutions consider a wide range of quantitative and qualitative factors before deciding whether to grant credit or not.  Key ratios to look into include:  Debt-to-Equity Ratio  This…

Finance Tips Raising_the_bar_How_to_protect_bank_accounts_in_bankruptcy
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The bankruptcy process has a number of pros and cons. While it provides a great way to start all over again, it also results in harsh and negative effects on credit scores. Depending on the type of bankruptcy one files for, there may be…

Finance Tips Raising_the_bar_How_many_types_of_bankruptcies_are_there
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Bankruptcy serves the purpose of resolving the issue of insolvency. In legal terms, the latter means that an entity owes more money than they have in assets.  When an individual or business cannot afford to repay its debts, a fresh financial start may be provided by…

finance Raising_the_bar_The_key_to_tax_preparation_for_sme
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Starting a business isn’t always easy but there is a wealth of assistance available for SMEs, including for taxation needs.  Tax requirements are based on the kind of business entity. Small businesses typically have their own ways for preparing taxes.  The…

finance Raising_the_bar_Professional_tax_services_in_Capetown
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Making use of professional tax services can make filing taxes quite simple. Experienced tax professionals can spend the time that you don’t have, on making sure that your taxes are filed correctly and on time.  By relying on the best professional tax services, you…

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