Browsing: finance

finance Raising_the_Bar_Credit_worthiness_report
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When you extend credit to customers, you’re essentially providing them with a loan equal to the amount of their purchases.  And this is where a credit worthiness report would come into play.  If an individual submits an application for credit,…

finance Raising_the_Bar_Credit_worthiness_examples
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Having an account for a line of credit can help determine your credit worthiness this can include the obvious account like a credit card. Or the not so conventional, a direct sales account for example if you’re an Avon sales representative that sells cosmetics…

finance Raising_the_bar_The_importance_of_liquidity_in_the_financial_system
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Liquidity measures the ease of converting assets into cash. While stocks and bonds are relatively easy to liquidate, cash is the most liquid asset.  Most liquid assets held by banks are in the form of cash deposits. This is determined by supply and…

finance Raising_the_bar_The_ratios_for_understanding_bank_rating_and_creditworthiness
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As a business owner, the need to understand bank rating and creditworthiness can’t be underestimated. Banking institutions consider a wide range of quantitative and qualitative factors before deciding whether to grant credit or not.  Key ratios to look into include:  Debt-to-Equity Ratio  This…

finance Raising_the_bar_The_key_to_tax_preparation_for_sme
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Starting a business isn’t always easy but there is a wealth of assistance available for SMEs, including for taxation needs.  Tax requirements are based on the kind of business entity. Small businesses typically have their own ways for preparing taxes.  The…

finance Raising_the_bar_Professional_tax_services_in_Capetown
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Making use of professional tax services can make filing taxes quite simple. Experienced tax professionals can spend the time that you don’t have, on making sure that your taxes are filed correctly and on time.  By relying on the best professional tax services, you…

finance Raising_the_bar_Financial_crisis_where_does_risk_management_fail
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Risk management involves identifying, assessing and controlling threats to an organisation’s capital and earnings. The risks may be due to a range of reasons. For any business owner who is interested in protecting the position of the company, doing their due diligence is…

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