The importance of liquidity in the financial system

Liquidity measures the ease of converting assets into cash. While stocks and bonds are relatively easy to liquidate, cash is the most liquid asset.  Most liquid assets...

The ratios for understanding bank rating and creditworthiness

As a business owner, the need to understand bank rating and creditworthiness can’t be underestimated. Banking institutions consider a wide range of quantitative and qualitative factors before...

What type of account is a trading account?

What is a trading account?  In investment terminology, this is an investment account that contains cash, securities and holdings. It’s a day trader’s primary account and typically...

The key to tax preparation for SMEs

Starting a business isn’t always easy but there is a wealth of assistance available for SMEs, including for taxation needs.  Tax requirements are based on the...

Professional tax services in Cape Town

Making use of professional tax services can make filing taxes quite simple. Experienced tax professionals can spend the time that you don’t have, on making sure that your...

More about a trading account

A trading account is an investment account that is generally a day trader’s primary account. It may contain cash, securities and other investment vehicles.  Assets held...

Financial crisis, where does risk management fail?

Risk management involves identifying, assessing and controlling threats to an organisation’s capital and earnings. The risks may be due to a range of reasons. For any business...

The essentials of financial risk management

Financial risk management includes a range of activities directed at ensuring that an individual or organisation prevents financial ruin or damage. By taking preventative measures or by managing damage that...

5 Questions to ask before choosing a loan

Choosing a loan is something that should be done by taking the time to consider a number of factors. For Ruben, who is keen on applying for...

5 ways to manage financial risk

Managing financial risk is possible, as long as there are certain steps that are taken. These steps vary in nature but they can offer a simple...