Entrepreneurship and innovation are concepts that are intertwined. Innovation is key to avoid stagnation and in terms of entrepreneurship, it is a driving force. Entrepreneurship generally has a starting point from having…
Browsing: finance
The credit rating of a company is a key deciding factor in terms of qualifying for access to credit or not. Having additional finance is often a key part of running an organisation,…
Dos and don’ts of debt repayments Getting a handle on your student loans can be difficult. Depending on where you went to school, how long you…
5 Reasons why you shouldn’t cancel your car insurance To Comply With State Laws Car insurance is legally required in most states. At a minimum, drivers…
A guide to your credit report Everyone has a credit report that contains a complete record of their financial history. This includes account information, payment history,…
What is the current interest rate in South Africa? The Monetary Policy Committee (MPC) of the South African Reserve Bank (SARB) cut interest rates by 25…
Interest rates and why they apply An interest rate is the cost of borrowing money. Or, on the other side of the coin, it’s the compensation…
The role of liquidity in banks It’s often argued that credit risk is the single largest risk facing banks. But more banks have failed because of…
5 Basic rules of entrepreneurship As an entrepreneur you’re given a platform to shine and contribute equally to a growing economy. And with that comes a…
Bad banks – yes, they do exist The banking sector in South Africa has a range of solutions that are offered. Operating a banking institution is…