Looking to pay for your studies or renovations towards your home or even a car deposit? Well for money in your pocket and a smile on your face there’s a personal loan, which can be useful for when you need immediate access to cash. But the catch is not every personal loan is the best loan, it’s up to you to decipher.
A personal loan that’s Best Value for Money would be one with reasonable interest rate and comfortable repayment terms. What a dream and that dream could be a possibility when you apply for a personal loan with these best values for money African loans.
Capitec personal loan
It’s best for its offering of a low interest rate, flexibility and excellent service. Capitec Personal Loans are offered from R5000 to a maximum amount of R250 000. It is a loan available to individuals at least 18 years old.
FNB personal loan
If you’re looking for customer service from the bank that comes highly recommended and require pre-approval for up to R150 000 that’s possible within an hour. There’s First National Bank (FNB) one of South Africa’s big four banks.
Pep loans
Gaining a personal loan is a struggle enough as it is especially if you’re blacklisted or have bad credit history. Well if this is your reality fret not there’s loans from Pep. Get a Personal loan of up to R10 000 at PEP. Apply for a Capfin loan at any PEP till point with only your South African identity document.
These value for money loans prove that on a very small budget, you can make it possible for your family to live with dignity and pride. As it is loans that extend a hand to SA’s lower-income groups