Capitec Bank Home Loans by SA Home Loans


Capitec Bank is a South African based financial institution that offers loans to its clients from any amounts ranging from R100 000 to R5 million. Though much paper work is required to access such a loan, the figure is vast such that any interested client can apply and purchase a property of their choice. The criteria is different to other small credit providers where clients can apply for a loan online but with banks like Capitec, a client has to visit a nearest Capitec branch and speak to a consultant.

Below are steps on how to get a Capitec bank Home Loan

  1. Visit any Capitec Bank branch and speak to a consultant, the bank requires verbal confirmation when conducting such a transaction

  2. You must be aged between 18 and 60

  3. You must be under debt counseling

  4. SA Home loans will contact you in the next 2 working days regarding the progress of your application

  5. You should bring a copy of your signed ID document, copy of your marriage certificate, a three month’s salary slips and three months bank statements.


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