Capitec Bank is one of the fastest growing banking institutions in South Africa. Since inception in 2001 it has expanded at a rapid pace. This is largely due to its innovative banking solutions which are based on simplified solutions.
What kind of personal loans can I get from Capitec Bank?
Personal loans from Capitec Bank are offered up to a maximum of R200 000. They are repayable over a period of 84 months. Once approved, clients have instant access to the funds. These loans can be useful for meeting long term needs such as paying a deposit on a house or a new car.
The Multi Loan option offers a maximum of R4000 in finance and is ideal for short term financial needs. This may include paying for funeral arrangements following a death in the family, or emergency car repairs.
Tell me about the Global One Account?
This is a fully functional transactional account, with credit facilities. This account simplifies personal banking by including a savings, transactional and credit facility. With this card, you can swipe for free or even shop online.
If you qualify for the Multi Loan, the amount can be transferred into your account.
The card has low fees and highly competitive interest rates.
The card has R4,50 monthly admin fee – unrivalled in the local banking industry.
What do you need to apply?
- Original copies of your valid SA I.D.
- Proof of permanent residence
- Current payslip
- 3 months’ bank statements
To find out more about Capitec’s competitive banking solutions, visit www.capitecbank.co.za