Are you in need of a loan but you’re blacklisted? Get your Personal Loan at the best interest rates!
Credit Centre is a nationwide brokerage with over 25 years of experience in the credit industry that help clients all over South Africa to obtain personal loans up to R120, 000.00.
Benefits of being a credit centre member
• Personal loan applications up to R120, 000.00
• You will have your own online attorney for assistance you may need with any legal matters.
• They have independent attorney firms on our panel with qualified attorneys who will assist you with legal problems by means of telephonic or online consultation on any legal field.
• Minimum loan period 12 month’s Maximum loan period 60 months. Maximum APR 38% per annum. Representative example: Loan amount R100 000, terms: 36 months APR (Annual Percentage Rate) 28%, monthly service fee R68.40, monthly repayment R4558.00. The interest rate will depend on the loan amount, loan term and credit profile of applicant.
If a client is up to date with his loan repayments, they may qualify for a second or third loan depending on the criteria as set by the loan company. The client will have to apply again and the loan provider will look at the clients profile, affordability, etc. The loan provider will then make a decision based on the rules and regulations as set by the NCR.
There should only be initial cost if your monthly debit order was unsuccessful as a result of insufficient funds or changing bank accounts without prior notice to the service provider. The service provider will try to contact the client in order to resolve the problem.
If the client can’t be found or the problem can’t be solved, it would be handed over to the internal collections department to see if a solution to the problem can be found. If an agreement can’t be reached, the lender can make use of an external collections company or an attorney.
This will lead to an increase in fees and interest. This will have a big influence on the clients credit score and it will be very difficult to get any more credit from any loan provider.
Monthly premiums for loan repayments will be done by direct debit order collection from the clients bank account. Unsuccessful debit order collections may result in the client being charged a fee by his own bank for the unsuccessful transaction.