For fast, friendly and efficient loan service, Excess Finance may be the ideal solution for you. When you’re looking for a loan solution it’s highly likely that you’re looking for a solution that can be tailored to meet your individual needs. An advantage of applying for a personal loan with a micro lending institution such as Excess Finance is that they are able to form a more personal relationship with you, compared to bigger institutions such as national banks.Excess Finance is able to create a tailor-made solution for you even if you are blacklisted. Excess Finance understands that life has ups and downs and that going through some tough financial hurdles can result in one no longer being able to meet their financial obligations and getting a bad credit record. Naturally, this results in you having an even harder time when you need to get finance for an emergency. Excess Finance is there to cater to such needs.
Tell me more about Excess Finance Personal Loans?
Loans are offered at fixed interestrates for the entire loan duration.
You are given a flexible repayment period of 3 to 18 months to repay.
To potentially qualify you must be permanently employed and working in South Africa
Blacklisted and Garnished clients are welcome to apply. Loans are generally offered to clients with good affordability rates.
What are the requirements for application?
- Be older than 18 years
- Be permanently employed for at least 2 months
- Have a valid South African I.D.
- Provide details of the bank account into which your salary is paid. This must be an account with debit order facilities
- You must not be under debt review or administration
Once you are pre-approved, you’ll need to submit:
- Valid South African I.D. copy
- Latest payslip
- 2 months’ bank statement
To contact Excess Finance, email: email@example.com
Visit their website here: www.excessfinance.co.za