Applying for an FNB Loan is a fast, simple and convenient process. First National Bank is a renowned banking institution in South Africa – highly popular for offering innovative banking solutions. Offering clients a minimum of R500 and a maximum of R150 000 in personal loan options, the bank also gives clients flexible repayment terms. As an FNB loan client, you are given between 1 and 60 months to repay.
Loan options are offered in a range of solutions, including:
FNB Multi Loans, Personal Loans, FNB ATM Loans, FNB Home Loans, FNB Student Loans.
These loan offers may be ideal for helping clients pay for educational fees, medical bills, home renovations, buying a house, paying for a car deposit or even for a holiday to their favourite destinations.
What are the requirements?
A Valid South African I.D.
Latest 1 month payslip
Latest 3 months’ bank statements
Proof of employment
You will also need to be a permanent South African resident and be between the ages of 18 and 63 years of age
You must have a bank account which has been active for at least 3 months
You must have more than R750 left after paying all your monthly bills
Your salary needs to be paid directly into your bank account
When applying for an FNB loan, you will benefit from a Credit Protection Plan which is included. This ensures that your loan is paid even in the unfortunate event of your death, retrenchment or permanent disability. Debt consolidation is also offered, as well as a Take-a-payment-break facility for those financially tight months.
To apply for an FNB Loan, you can simply visit the FNB website here: www.fnb.co.za.
Alternatively, call 0860 100 762.