FinChoice is part of the HomeChoice Holdings group, which is the largest home shopping retailer in Southern Africa, selling homeware merchandise and financial services products.
With FinChoice YOU select the type of loan that best suits your needs, as it offers a range of loan products such as:
- The six month flexi loan, which is short term and offers a solution when you don’t want to be tied down to a lengthy loan agreement.
- The 12 and 24 month personal loan is the flexible long term financial solution with smaller installments, which you can skip up to two instalments per year.
- And the ultimate in short term finance is the KwikAdvance one month loan which helps you manage your monthly cash flow, and not wait for pay day.
How to Apply: Call FinChoice on 0861 346 246 and the loans take 10 minutes to apply.
How to qualify: All you’ll need is your SA identity number and bank account details.
Benefits of FinChoice loan for its customers is the access to KwikServe a unique FinChoice innovation that allows you to manage your FinChoice account securely from your cell phone 24 hours a day, 7 days a week. View your loan balance and buy airtime for your pre-paid phone.
Once your loan has been approved, dial *130*1048# from your cell phone and follow the prompts! This is a free service. The only costs are those charged by your cell phone provider of 20c per 20 seconds. Managing your account using KwikServe is far cheaper than phoning the call centre.
Other services you can have through KwikServe are KwikDraw®, which allows you to take out a new loan in only 2 minutes! Anytime if your FinChoice loan account is in good standing by dialing *120*1048# from your cell phone and follow the prompts or SMS ‘Draw’ to 083 8555 700.
There’s also KwikSkip®, which allows you to skip a payment when times are tough if your account is in good standing, but you can’t skip two months in a row and you need to have made at least one payment on your last loan before you’re eligible to skip a payment. Dial *120*1048# from your cell phone and follow the prompts or SMS ‘Skip’ to 083 8555 700.