Standard Bank Personal Loans offer individuals quick, hassle-free applications which are ideal when searching for a loan solution. Up to R300 000 is made available for individuals searching for credit solutions to help get them out of a financial fix.
Interest rates are highly competitive which is consistent with Standard Bank’s ethos of providing banking solutions that are designed to give individuals a range of options.
What are the requirements?
- Be between the ages of 18 and 65 years old
- Be a South African citizen
- Be formally employed
- Have a bank account with a debit order facility
- Have a consistent monthly income of R3000 per month or more
Flexible and affordable, Standard Bank Personal Loans offer individuals reliable ways of getting access to cash when they need it most. There are also no penalties charged for early settlement of the loan. The loans are offered with fixed monthly repayments, which give clients the benefit of having a consistent payment to make on a monthly basis. This makes budgeting much easier because you know exactly how much you’ll be paying.
Standard Bank strives to give clients peace of mind. For this reason, Standard Bank Personal loans include Credit Life Insurance which makes sure that your loan amount is covered in the event of unfortunate circumstances such as death, permanent or temporary disability or retrenchment.
How can you use the loan?
Standard Bank understands that the rising costs of daily living. The personal loans can be used any way you see fit. These loans may be ideal for if you want to upgrade your home and do some renovations or even pay for your child’s school fees. Paying for an unexpected medical bill or for car repairs can be facilitated by Standard Bank Personal Loans.
To contact Standard Bank, call: 0860 123 000.
Visit their website here: www.standardbank.co.za